Products at a glance

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APPROVAL PROCESS

With all cards bank approval, with positive applicant identification, is required.

FUNDING SOURCE

The individual is the funding source for the gift/souvenir card. For all other cards, both the individuals and companies can apply. These payments can be made in cash, via card to card transfers (using ABI Bank cards), money orders, wire transfers, or money transfers.

CURRENCY

All cards are in US dollars.

LOADING INFO

• The Visa gift/souvenir card can be loaded with a maximum of US$100 or equivalent and is not reloadable.
• The Visa travel card allows a maximum of US$5,000 for initial load and US$7,500 per month, per account thereafter. You are allowed a maximum card balance of US$12,500 and the card can be reloaded three (3) times after the initial load.
• The Visa general purpose/personal spending card allows a maximum of US$2,500 for initial load and US$7,500 per month, per account thereafter. You are allowed a maximum card balance of US$10,000. There is no limit on the number of loads you make.
• The MasterCard travel card allows for the same initial load amount and subsequent monthly load amount as the Visa general purpose/personal spending card. It can be loaded once (1) per day, twice (2) per week or six (6) times per month.
• The MasterCard payroll card allows a maximum of US$7,500 initial load and US$7,500 per month, per account thereafter. You are allowed a maximum card balance of US$15,000 and the card can be reloaded once (1) per week or four (4) times per month.

 

ARE CARDS PERSONALIZED?

The payroll and personal spending cards are personalized (with your name); however the travel and gift/souvenir cards are not.

DO THE CARDS HAVE PINS?

All cards except for the Visa gift/souvenir card do come with Pins, allowing for ATM transactions.

CARD DURATION

All cards have a three (3) year maximum duration except the Visa gift/souvenir card which has a two (2) year maximum.

POINT OF SALE AND E-COMMERCE

All cards can be used at points of sale; and to conduct e-commerce/internet transactions.

DAILY MAXIMUM ATM WITHDRAWAL AMOUNT

The MasterCard travel card has a US$300 maximum, while the MasterCard payroll, and the Visa travel and personal purpose/personal spending cards have a US$500 maximum, with a maximum of five (5) withdrawals per day. The Visa gift/souvenir card cannot be used at the ATM.

DAILY MAXIMUM POINT OF SALE AMOUNT

The daily maximum point of sale amount for the Visa gift/souvenir card is limited by the card balance. The other cards have varying fixed limits. Both the Visa general purpose/personal spending and MasterCard payroll cards have a US$3,500 limit, a maximum of fifteen (15) times per day. Meanwhile, both the Visa and MasterCard travel cards have a US$5,000 daily POS limit, and a maximum of fifteen (15) uses per day.

CARD ACTIVATION

The gift/souvenir card becomes active once it’s sold to the customer. All other cards become active...upon calling the IVR or visiting the Cardholder portal.